Free Guide
Everything you need to buy your first home
The Home Buyer's Guide walks you through every step — from your first budget conversation to picking up the keys — so nothing catches you off guard.
- How much you can actually afford
- Every cost beyond the purchase price
- A step-by-step timeline from offer to closing
What's Inside
A chapter for every step
Budgeting & affordability
What lenders actually look at, and how much home that really buys you.
Down payments & closing costs
Every cost beyond the purchase price, laid out line by line.
Getting pre-approved
What to have ready, and how a pre-approval actually strengthens an offer.
From offer to keys
A step-by-step timeline of what happens, and when, between an accepted offer and closing day.
A look inside
Why It Matters
Real answers, not just homework
This isn't generic advice pulled off the internet. It's written by Ottawa brokers, for Ottawa buyers, and it's meant to be read alongside a real conversation with a real person — not instead of one.
- Plain-language explanations, no jargon left unexplained
- Local context — Ottawa land transfer tax, programs and lenders
- Built to be read once and kept for reference through closing
Client Stories
Home buyers like you
“Just worked with Lianna on my first ever mortgage and I can honestly say I was blown away. I'm a small business owner so these types of things always seem a little more difficult than normal but not with Lianna at the helm. She was so…
CG
Cole G.
“Words alone cannot describe how amazing Lianna is to work with. Throughout our mortgage process she was consistent, professional and above all kept looking out for us. As the days rolled closer she was always available for a chat and…
CJ
Curtis J.
“In a word, superb. Lianna made our mortgage application process smooth and stress free. She is knowledgable, incredibly responsive, and a pleasure to deal with. I would highly recommend Lianna to anyone seeking mortgage advice.”
DG
Dylan G.
“Lianna worked with us as our Mortgage Specialist. She is a sincere professional who did a wonderful work with us from getting pre-approval till the mortgage approval seamlessly. I am giving her 5 stars for her sincerity, professionalism and…
JM
Jayeeta M.
“Very knowledgeable, friendly and great to deal with.”
JG
Justin G.
“Lianna was amazing. She was always very pleasant, responsive, very knowledgable and put up with all of our questions. She was extremely professional and really went out of her way. We can't say enough about her and highly recommend her.”
K
Ken & Rosemary S.
Ready When You Are
Talk to a broker about your next move
Download the Home Buyer's Guide to start discovering mortgage tips.